TM+

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Introducing TM+, a banking platform where exceptional service isn’t just a promise, it's our passion.

 

In today’s fast-paced financial system, high net worth individuals and businesses
require not just banking services but a collaborative partner. TM+ pairs unparalleled
customer service with innovative solutions tailored to your unique financial needs.



Online & Mobile Banking
Free, secure, and easy-to-use service for Community Savings Bank customers.
Manage a number of banking activities anytime, anywhere with internet access.
 
 
Bank Sweep Manager
Keep your money working for you, automatically.
 


















Bill Pay
Pay one-time or recurring bills with ease!
 
ACH
Create payroll direct deposits, debit files for billing or quickly reimburse an employee.
 
Payroll

Wires
Time matters. Conveniently move funds from CSB to another financial institution, securely, in minutes. 
Business Debit Cards

Business Credit Cards
A credit card is an efficient tool to control and manage monthly expenses. With custom employee spending limits and flexible rewards, CSB has a card to fit your unique needs. 












Remote Deposit
Remote deposit capture saves you time and puts cash in your account faster.
 
Mobile Deposit

Merchant Services
Give your business the tools it needs for card processing!
 
Cash Flow Maximizer
Rely on the Cash Flow Maximizer program for cash flow assistance and key management reports that enable business growth. 
 
















Positive Pay
 
Protect your business with this fraud prevention service.














































Dedicated Relationship Manager
A TM+ banking experience is tailored by your own relationship manager. Our experts are
available 24/7 to provide guidance, support, and custom solutions
Service in the Privacy or Your Home or Business
Discover the freedom of banking from the comfort of your home or business! Our team
brings the bank to you, ensuring your financial needs are met without the hassle of
in-person trips to a branch.
Priority Customer Service
Why wait? Enjoy faster response times and a dedicated team of specialists standing by
to support your business. Whether you have a quick question or require urgent help, our
TM+ team is ready to provide expedited fast-track service. With TM+ from Community
Savings Bank, you’re not just a customer, you’re our priority.
Higher Earnings for your Money
With TM+ Checking, higher balances mean higher rewards. Receive a market leading
earnings credit and say goodbye to pesky bank fees. TM+ Checking leaves more money
in your business.
Exclusive Training & Networking
TM+ delivers training and networking programs designed specifically for you. We
understand the unique challenges of affluent entrepreneurs and executives. Our tailored
workshops provide cutting-edge insights into investment strategies, wealth
management, and market trends. Plus, our exclusive networking events connect you
with like-minded professionals to elevate your business to new heights.
TM+ Total Relationship Loan Pricing
A simple gesture of gratitude for your loyalty. TM+ customers earn exclusive lending
benefits that save you money. A full relationship with CSB delivers
discounted rates of 0.10% on all business loans.












Rachel Hauck, VP of Commercial Banking at Marion, IA branch.
Rachel Hauck
VP Commercial Lending

Headshot photo of Amanda Clough, Regional Manager at Community Savings Bank.
Amanda Clough
Deposit Operations Manager

Courtney Krapfl
TM+ Specialist

Headshot photo Client Service Associate, Ila Bumgarner
Ila Bumgarner
TM+ Specialist

Headshot photo of Accountant, Tanner Phelan
Tanner Phelan
TM+ Specialist








































  • This premiere business checking account rewards customers with an earnings credit that saves you money. Through a monthly account analysis, your average balance offsets or eliminates bank fees.
    Our TM+ Team can also help you tailer the best products and services to fit your needs.
  •  
  • - Unlimited Transaction Volume
  • - Cash Management Tools
  • - Fee Transparency
  • - Exclusive TM+ Support

  • Terms:
  • - Minimum Opening Deposit: $1,000
  • - Minimum Average Collected Balance to avoid monthly maintenance fee: $250,000
  • - Monthly maintenance fee: $50
  • - Unlimited Monthly Transactions with low per-item transactional fees.
  • - Receive a higher earnings credit rate than other Commercial Checking accounts.
  • - Earnings credit used to off-set or eliminate all fees at the end of the month.





















You deserve the highest return!
CSB’s Platinum⁺ Money Market account pays a higher interest rate* than a regular savings or money market account while still being protected and insured by FDIC up the maximum provided by law.
 
Keep your funds liquid and accessible.

  • Terms:
  • - Minimum Opening Deposit: $100,000
  • - Minimum daily balance to avoid monthly maintenance fee: $100,000
  • - Monthly maintenance fee: $50
  • - Available to both consumer and business customers. No public funds allowed.
  • - Up to 6 free debit transactions per month. A debit fee of $5 will be charged
  • for each debit transaction in excess of 6 during a statement cycle.
  • - Deposits are unlimited.
  • - Interest accrues daily and is paid monthly.

Funds deposited into a Platinum⁺ account must be new dollars to CSB or rolled from a maturing CD currently held at CSB.
 
Interested? Reach out to our TM+ team via email or phone, to learn the current rate. 


















Get Started Today!


Experience a level of service that empowers you to manage your finances with confidence.

 

Contact us for a personalized consultation and let our dedicated team help you exceed your financial goals!


Phone: 319-435-2552
Email: TM@communitysavings.bank

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